Copyright 1997-2023, Ripoff Report. I'll be watching him a little more closely. Some Search Tips: * Try using another version of the business or individual name. HELP! American Income Life Engaged Employer Overview 4.4K Reviews 5 Jobs 1.6K Salaries 1.8K Interviews 709 Benefits 92 Photos 720 Diversity + Add a Review Employee Review See All Reviews ( 4413) 1.0 Former Employee, less than 1 year SCAM! They are just dying to meet you. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. American Income Life Scam Review | Complaints INVESTIGATION: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. They are not eligible for Union representation. Who would you contact if you needed to file a grievance? If you live in Maine or New Hampshire, you should call. loans and the funeral instead of just paying for the funeral. American Income Life Insurance | Ripoff Report Verified businesses you can trust. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. Don't you have more cancellations than everyone else in the office or did someone take your crown? I'm an employee of American Income Life based in Philadelphia, and while I'll admit I have a certain vested interest in debunking your statements, I'll do my best to be impartial. (585) 454-5800. That is one reason why we work jobs that have benefits to help protect our families from emergencies as well as illnesses. You can call 1-800-433-3405 on weekdays between the hours 8 a.m. and 5 p.m. CT. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Rip-off Report discove. A great bunch of union guys doing pretty good for themselves despite their huge pay out of $1.5 million in accidental death benefits. American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Do a search for quotes from several companies that will compare your statistics to about 15 comparable companies and see the difference in pricing. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Agents and managers work as independent contractors (so a 1099 is issued as opposed to . AIL 100% commitment to customer satisfaction & Affiliate. An agent calls stating that AIL is endorsed by the National Union, and they would like the mailing list. Tom, for those of us who know you, it is obvious how many "alter egos" you have posted on this website. Schaumburg, IL. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Before I begin, let me say that the opinions expressed below are mine and mine alone. This may not be the policy that you have. It's a legitimate company that sells insurance policies. The 30 year term is still $1,700 per year cheaper than the union 10 year term per YEAR! ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future.. KEVIN DAVIS AGENCY KEVIN DAVIS GROUP AMERICAN INCOME LIFE A LYING SNAKE IN A $1,000 SUIT BELTSVILLE Maryland. The BBB lists a complete of 227 closed complaints against the business previously four years, 90 of that have been closed within the past 12 months. It allows anyone who is willing to step up to the plate and "take responsibility" for their own actions to be successful. What a deal, or what a way to get in your door. It is a total SCAM. I called your bluff. Then he buys 10 more years at $9,960 per year thats another 99,600 for a total of $164,800 RICKY!!!! Do a similar search on "AMERICAN INCOME" you will see that these problems and accusations have been going on for many years in every State. I have repeatedly requested documents regarding the initial policy started in March 2000, and a SPEEA numbered memo 03-058 regarding the AIL arrangements with SPEEA, and /or any document showing a waiver of premiums, or specific authorization for [ ] to sign. AIL American Income Life Lied blatantly to coerce me into MLM scam Woburn Massachusetts, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, American Income Life AIL American Income David Zophin Agency deceptive dishonest scam mlm pyrimid scheme Middletown Connecticut *UPDATE - Ripoff Report REVIEW: The David Zophin Agency & American Income Life has joined the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program; The David Zophin Agency hiring practices, 100% legitimate, honest and selective, typically resulting in less than 10% of interviewed candidates being chosen to be company associates.. NOTICE: *UPDATE December 1, 2006. American Income Life insights Based on 1,511 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Fair pay for job Best change of my life Supervising Agent (Current Employee) - Troy, MI - January 14, 2023 While this job isn't at all what i expected, I wouldn't change a thing. American Income Life dedicated to helping associates achieve their dreams. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Coverage is offered in 49 states, as well as in Canada and New Zealand. Ripoff Report will go after anyone found posting Reports like this. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. There seems to be a lot of animosity towards AIL on this website and I can only say that it seems mainly to be because of misinformation, and lack of understanding about what we actually do. To Richard I do not doubt have more extensive knowledge about insurance. Use your best judgement as to the integrity of the leadership in your office look at the responsibilities critically. American Income Life proves to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program, as a Verified Safe Business. AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. *UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. It is the way you were trained to think by the company that does not employ you.Your own views are the same as all the agents they fooled into believing what you do. I have politely asked her 3 times not to bother us on Sunday nights. Hiding negative complaints is only a Band-Aid. No cash value, and the union company can't write him any more term. If you decide to keep the policies you still can cancel at any time in the future. The victims are hired as independent contractors. A Rip-off Report independent review has shown that the The David Zophin Agency & American Income Life insurance sales process and products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Ripoff Marietta GeorgiaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. After the response cards are sent back. As a licensed sales agent you know that the law does not require him to sign for the policy, his union did, he is merely an insured like any other union member from his union. In the past 10 years, this benefit has proven its worth time and time again.In 2004 alone, over $1.5 million was paid out nationally through the AD&D program. Look on your union card and see if there is a phone number or address for the Local 277. The fastest car will not run if you never turn the engine on. Who is ED Magedson - Founder, Ripoff Report. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. If at any time Mr. Doe got cancer, heart problems, kidney, diabetes, etc. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. They call the whole combination of a funeral benefit plus sometimes the extra income protection plus the accident policy "THE FAMILY CARE PLAN", you can't get that anywhere else. With over 2500 representatives and millions of clients, American Income Life / National Income Life is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.Rip-off Report's investigation found such complaints, but importantly also found that American Income Life / National Income Life is committed to resolving such complaints quickly and is doing everything possible to satisfy its clients and representatives alike. Don't worry about the president from some other union who got tricked into signing a letter for his Local, he probably thought he was doing a good thing when he was misled. Yes, the letter was sent with the Local union office as the return address. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. Take your hands off yourself. It may not be copied without the written permission of Ripoff Report. Consumers want to see how a business took care of business. Jan 2023 - Present2 months. The posting time indicated is Arizona local time. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. Most reputable insurance companies have both types available. Make clear that you want to keep your accident policy if you do. Is it the Local 277? INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. Why pay a bunch of middle men? IF YOU WOULD CHECK THE LETTER YOU RECIEVED WITH THE CARD, IT WILL BE A LETTER FROM YOUR LOCAL UNION. Including this Report below! Rip-off Report has the evidence. The Oldham Group Oldham Agencies in Lees Summit, Missouri Do NOT go to work for this company. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. The NEC approves insurance programs from a particular company, and that company may not market other plans sold by that company. You've got to be kidding me Joel - I would also never encourage anyone to lie to their employers. Waco Texas, Nationwide, National Income Life Insurance Company Of New York What to do? Consumers love to do business with someone that can admit mistakes and state how they made improvements. Is there a clause in the contract that says if NILICO pays any I have to pay 100% of the bill? Rip-off Report has the evidence. The father paid $200,000 above reserve at auction to secure the Sydney waterfront property so his child could live close by. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Durhon says that is being negative. Rip-off Report has the evidence. Everyone knows a John and Jane Doe in those ages with those types of bills and children that need that much protection and only a fool would spend that much money for a $7000 whole life product because after the funeral there is nothing left but the bills, and the house and other things to sell. For more results perform a general search for "american income life insurance". Read employee reviews and ratings on Glassdoor to decide if American Income Life: AO is right for you. Is this guy calling from my Local or some local nobody has ever heard of and has no idea where they are located? what if they do not want to pay out? READ: Foreign websites steal our content. Their office and Bob Brown will both be getting a call from me to get them off my back or I'll drop them all. Our accident policy has paid when it is supposed to, nothing wrong with the benefits at all, nothing wrong with honest Insurance Agents at all, in fact, they are eye openers!!! You say you are an employee but you are not, you are a 100% commision paid Life Insurance Salesman with a 1099 non employee contract with no reirement benefits, no annuities,no salary,no hourly wage. Ripoff Report has an exclusive license to this report. To date, American Income Life has addressed and resolved all reported complaints, which have always been resolved to the complete satisfaction of their customers. Almost everyone gets it. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. -------------------------------------- Why isn't my local 435 benefits paying these other bills relating to these accidents? Now everyone knows that NILICO hires ex-cons due to your big mouth. It is a total SCAM. What he writes is true. Joel in Middleton certainly isn't alone. Do you want people in solidarity to think you are a union brother like them? With a 9% annual agent retention rate why bother, most are gone before you learn their names. American Income Life Insurance Company is a 100% scam. Try swallowing this one and I'll look up some comparable prices through legitimate insurance companies for 10,20,30 year terms since that would be a wiser choice for Mr. Doe working at the local union. Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. 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